The AOE Investors’ Club is an online crowdfundng platform designed to assist investors who are interested in investing in the U.S. stock market; but are having the challenge of doing so on their own successfully. The Club is set up to help these investors gain safety of capital and a better than market averages rate of returns.

The stock market is probably the most profitable and attractive investment vehicle ever developed by man; and for most people, it is the investment vehicle of choice. Despite this overwhelming evidence of superior performance by stocks, most people who invest in stocks lose money.

The club is set up to help investors overcome this hurdle by helping them invest part of their money in stocks at a very low risk and a better than market average rate of returns.

The AOE Investors’ Club is made up of different classes of disciplined and long-term oriented investors (including low income workers) who are using part of their present salary to take advantage of wonderful investment opportunities in the stock markets.

First, most individual investors and even many professional investors cannot carry out the type of analysis required to value and invest in businesses profitably on their own. Investing in individual stocks without this ability is fraught with a lot of danger. By joining the club, an individual member would be able to invest in individual stocks and hopefully, achieve excellent investment results with a high degree of safety.

Second, the club offers investors the opportunity to invest in stocks and achieve better than market averages rate of returns while reducing to the barest minimum the risk of permanent loss of capital.

Lastly, the Club’s investment portfolio is managed by a team of professional value investors with sound investment strategy and outstanding long-term investment returns record.

The minimum amount that can be invested is $100. There is no maximum amount.

Yes. But if you are not closing your account, you must leave a minimum of $100 in your account. And there is $50 charge when you close your account in less than 3 years.

The strategy used in managing the club’s asset is based on the AOE Equity Index. The Index has a relatively low risk when compared to the general market. The expectancy rate (success rate) of the strategy is over 75 percent; and we make more gains whenever we are right than we lose in the few cases where we are wrong.

The club was officially launched on July 1, 2016; but its membership was not made available to the public until July, 2020. But the AOE Equity Index, the strategy on which the club was based was extensively tested for about 20 years (1995-2014).

While the universe of our investments sometimes includes small cap companies, our focus is on the well-established, medium to large capital-based companies listed on the U.S market. The reason for this is that, while small capital-based companies can offer the greatest possibility of gain, making at least an occasional investment mistakes in this type of stock is inevitable even by the most skillful investor. When these occasional mistakes are made, substantial part of the fund put into this type of stocks can be lost. This is in contrast to investment in well-established, medium to large capital-based companies where any losses that might occur-usually from an unanticipated general market decline-should be temporary and easily reversible.

In the pursuit of our mission- to help our members achieve safety of capital and a better than market averages rate of returns-we choose to invest mostly in developed markets (U.S. market for now) rather than emerging markets. In other words, we choose to invest principally in the developed countries of the world. The reason for this is that most emerging markets are quite unsafe and unstable. Investing in these markets in our opinion ignores the concept of margin of safety, and that is a risk we do not want to take with your savings.

As an investor, your capital and returns will be returned to your account once all the positions in the month’s plan in which you invested are closed. All you need is to make request for withdrawal and your money will be credited to your bank account.

The AOE Investors’ Club’s is not a Ponzi or Multi-level Network Marketing scheme. The club differs from Ponzi or multi-level network marketing scheme in three ways:

1. You are never required to look for or refer anybody to the club as a condition for payment or sell anything to anybody. Your only obligation is to save and invest your money. And once you have done that, you have no further obligation to us. This is an exclusive online investment club.
2. Agreed, the club has a referral scheme, but you are never obligated to participate except you want to. The referral scheme is not a requirement for investing and being paid. If you so desire, you can help inform others about the benefits of joining the club and earn additional income; otherwise you are free not to participate in the referral program. Getting your returns does not depend on your referring anybody to us.
3. You know how we make our money. The club’s money is invested in carefully selected quality companies stocks listed on the U.S. stock market based on the AOE Equity Index. The Index is managed by a team of professional value investors; and the Index had performed excellently well in the past.

Yes. A member who intends to close his/her account needs to give at least 15 (fifteen) working days written notice. After the 15 days’ notice, the Member will be allowed to close his/her account and withdraw any remaining balance.

AOE Investors’ Club provides you with a broad range of options to fund your account. These options include:

1. Card

We accept MasterCard, Verve and VISA for now, while we are working to add American Express and Discover cards.

It usually takes 1-5 business days for funds to settle into your AOE Investors’ Club account when using this option.

2. Bank Transfer

You can transfer to us from your USD Domiciliary accounts. It usually takes 1-5 business days for funds to settle into your AOE Investors’ Club account using this option.

3. Direct bank deposit

You can deposit your funds directly into our USD Domiciliary accounts. Our Bank account details are displayed when this option is selected. It could take 1-2 business days for your account to be funded using this method.